Loans

RTÉ Credit Union will consider loan applications from members for many purposes. Each application is treated in the utmost confidence and will be considered on its own merits.

Should a member experience difficulties in meeting repayment commitments, they should contact the Credit Union Office immediately to discuss the matter.

As you know, member loan support is vital to Credit Unions. We are a not-for-profit, member-owned organisation, aiming to provide the widest range of services for our members. In order to comply with Central Bank expectations, we would require:

• The application form must be fully completed in all areas.
• Applications may require supporting documentation such as:
  • 3 Payslips (most recent)*
  • 3 Bank statements (last 3 months)*
  • 3 Credit Card statements (last 3 months)*

* Not applicable to Loan Within Shares

Life Protection on loans - which is free to members - is run under the guidance of the ILCU.

The Central Credit Register is a secure database of personal and credit information for loans of €500 or more. It has been set up under the Credit Reporting Act 2013 and will be operated by the Central Bank of Ireland.

What is the Loan Approval in Principle

Our Loan Approval in Principle allows us to assess whether we could potentially lend you the amount you want to borrow.

When you are approved in principle, you must still submit all necessary documentation and have given full disclosure to receive a firm approval.

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How it Works

In order to use this facility, you need to do the following:

• You must first log in to your online account
• Select the Online Loan Application tab

It’s at that point when you’ll enter some information regarding your loan and then fill out your personal details. We will endeavour to be in touch with you as soon as possible regarding your application.