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Services Budget Scheme

Budget for your expenses

One of the greatest benefits of being a member of RTÉ Credit Union is the Budget Scheme.

Forget the hassle of paying bills we will look after it for you!

Day to day living involves the payment of all kinds of regular bills, such as mortgages, gas, electricity, car tax, car insurance, TV licence etc. By using our popular Budget Scheme members can release themselves from the burden of having to remember to pay these bills, and also save themselves the time and inconvenience involved in making each individual payment.

The standard charge for the year is €15. This covers the cost of mortality insurance. The maximum overdraft facility is €1,500 per Budget Scheme member.

How does the Budget Scheme work?

You decide which regular bills you want to include in the budget plan. Next you estimate how much each bill will be over the twelve-month period, and total all of them up. Members are advised to over budget to account for emergencies and any increases in the cost of the bills. Divide the total amount by 24 if paying fortnightly or 11 if paying monthly.

An application form can be downloaded below and copies are also available on request in the Credit Union office.

If you have any questions or would like further information, please call in to see us, phone us on  01 2082628 or email

**Please Note: If you do not have any changes to make to your Budget there is no need to fill out a form as it will automatically roll over for the next year.


Budget Scheme Forms 2017/18

Budget Scheme Application Form

Click to DownloadDownload Budget Scheme Application Form 2017-18 (66.3kb)

Budget Scheme Letter

Click to DownloadDownload Budget Scheme Letter 2017-18 (124.1kb)

Budget Scheme Rules

Click to DownloadDownload Budget Scheme Rules 2017-18 (76.2kb)

Budget Scheme Payroll Deduction

Click to DownloadDownload Budget Scheme Payroll Deduction Form (133.3kb)

Find Us here:
  • RTÉ Credit Union Limited
  • Tel: 01 208 2628
  • Fax: 01 208 2128
  • Email:
  • Web:
Regulated by the Central Bank of Ireland. Reg. No. 60CU